LIC SAMRIDHI PLUS

Feb 16th, 20118 Comments

LIC SAMRIDHI PLUS is a unit linked plan with a policy term of 10 years that offers payment of Fund Value at the end of the policy term based on the Highest Net Asset Value (NAV) over the first 100 months of the policy or the NAV as applicable at the end of the policy term, whichever is higher.

The premium payment under LIC SAMRIDHI PLUS limited to single or 5 years.
 

Samridhi Plus features at glance:  

  • Highest NAV of 1st 100 months or fund value on maturity
  • Lock in period 5 years
  • Limited Premium paying term (5 years)
  • Partial withdrawal allowed after lock in period twice a year.
  • No limit on single premium investment
  • Entry age 8-65 years

Benefits payable on death: In case of death of the policyholder when the risk cover is in full force, the nominee shall be eligible to get higher of Sum Assured under the Basic Plan and the Policyholder’s Fund Value as at the date of booking the liability.The policyholder’s Fund on death shall be determined at the prevailing NAV as on the date of booking of the liability.

Benefits payable on maturity: On the policyholder surviving at the end of policy term an amount equal to the Policyholder’s Fund Value based on the highest NAV over the first 100 months of the policy or the NAV as applicable at the end of the policy term, whichever is higher, shall be payable.

Accident Benefit Rider Option:
Accidental death of the Policyholder during the term of the policy, a sum equal to the Accident Benefit Sum Assured will become payable, provided the Accident benefit cover is opted for and is in force.

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8 Responses to “LIC SAMRIDHI PLUS”

  1. ramesh sharma says:

    Plz send me a chart of Lic Samridhi plus.

    Thank You

  2. ramesh sharma says:

    Plz. send me a chart detail of Samridhi plus. which should show the approx return after 10 years.

  3. Kiroubakaran says:

    Can we deduct the “Lic Samridhi plus” policy amount under 80C (Income tax)

  4. admin says:

    yes under section 80C as per the I.T rules.

  5. satish says:

    plz send me samridi plus one time single premium amout

  6. admin says:

    Hi Satish : Pls provide me your email address.

  7. sen says:

    Kindly send me a chart detail of Samridhi plus. which should show the approx return after 10 years.

    What is the risk behind this policy?

  8. Sanjay says:

    plz send me samridi plus & Endowment Plus Policy one time single premium amout & regular premium detail

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