LIC SAMRIDHI PLUS

LIC SAMRIDHI PLUS is a unit linked plan with a policy term of 10 years that offers payment of Fund Value at the end of the policy term based on the Highest Net Asset Value (NAV) over the first 100 months of the policy or the NAV as applicable at the end of the policy term, whichever is higher.      

The premium payment under LIC SAMRIDHI PLUS limited to single or 5 years.
  

 Samridhi Plus features at glance:    

  • Highest NAV of 1st 100 months or fund value on maturity
  • Lock in period 5 years
  • Limited Premium paying term (5 years)
  • Partial withdrawal allowed after lock in period twice a year.
  • No limit on single premium investment
  • Entry age 8-65 years
Benefits :

  Benefits payable on death: In case of death of the policyholder when the risk cover is in full force, the nominee shall be eligible to get higher of Sum Assured under the Basic Plan and the Policyholder’s Fund Value as at the date of booking the liability.The policyholder’s Fund on death shall be determined at the prevailing NAV as on the date of booking of the liability.    

Benefits payable on maturity: On the policyholder surviving at the end of policy term an amount equal to the Policyholder’s Fund Value based on the highest NAV over the first 100 months of the policy or the NAV as applicable at the end of the policy term, whichever is higher, shall be payable.    

Accident Benefit Rider Option: Accidental death of the Policyholder during the term of the policy, a sum equal to the Accident Benefit Sum Assured will become payable, provided the Accident benefit cover is opted for and is in force.      

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