Tag | health insurance

4,000 or 4,00,000: Choice is yours

Aug 25th, 2012No Comments

When it comes to health insurance in our country, the awareness is low. Few people have health insurance.
Sickness and accidents are unpredictable. It can happen to anyone, anytime. In case of a sudden illness and hospitalization, one is left with limited choices such as compromise on good treatement or take a loan or break your savings.

Health insurance will ensure that you get the required treatment without disturbing your savings for your dream holiday, dream house or dream car.
Many people feel that health insurance is not important because they feel they are healthy and fit. It is true that people who are healthy and fit are less likely to fall sick, but what about accidents. Can anyone predict it?

Increasing health problems due to fall in living conditions The quality of air we breathe, the food we eat and the water we drink have fallen considerably over the years. Pollution has become one of the major causes of health problems recently.
Examples of short-term effects of air pollution include irritation to the eyes, nose and throat, and upper respiratory infections such as bronchitis and pneumonia. Other symptoms can include headaches, nausea, and allergic reactions.
Long-term health effects can include chronic respiratory disease,lung cancer, heart disease, and even damage to the brain, nerves,liver, or kidneys.
An angioplasty operation today costs between Rs 2.5 lacs to Rs 4 lacs. You can get a health insurance cover of between 3 to 4 lacs by paying a premium of approximately Rs 4000/- per year.

Kevin Gala

Contact : 9892984020

LIC Jeevan Arogya

May 24th, 2011130 Comments

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind,get yourself a Health Insurance Policy like LIC Jeevan Arogya and you and your family can rest assured.Get yourself a personalized presentation of LIC Jeevan Arogya by proving your email id. Jeevan Arogya Premium details are given at the end.List of Surgeries covered in LIC Jeevan Arogya has been uploaded in the end

LIC Jeevan Arogya Health Insurance Plan

LIC Jeevan Arogya (Plan No. 903), a unique non-linked Health Insurance plan from LIC of INDIA which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.List of Day Care Surgeries (140 Surgeries) covered in LIC Jeevan Arogya would soon uploaded.

[contact-form 5 "Contact form Jeevan Arogya"]

LIC Jeevan Arogya features at glance:

  • Valuable financial protection in case of hospitalization, surgery etc
  • Increasing Health cover every year
  • Lump sum benefit irrespective of actual medical costs
  • No claim benefit
  • Flexible benefit limit to choose from
  • Flexible premium payment options
  • Spouse, Children, Parents and Parents-in-law can also be covered under the same policy
  • Term Assurance Rider and Accident Benefit Rider available

LIC Jeevan Arogya benefits :

  • Hospital cash benefit (HCB)
  • Major Surgical Benefit (MSB)
  • Day Care Procedure Benefit
  • Other Surgical Benefit
  • Ambulance Benefit
  • Premium waiver Benefit (PWB)

All the benefits, inclusions and exclusions would be provided in personalized presentation.

[contact-form 5 "Contact form Jeevan Arogya_1"]

Who can be insured?

You (as Principal Insured (PI)), your spouse, your children, your parents and parents of your spouse can all be insured under one policy.Quite a relief isn’t it, to have all insured under one policy.
The minimum and maximum age at entry is as under:


Jeevan Arogya Premium Details

List of Surgeries Covered in Jeevan Arogya:

Jeevan Arogya Diseases Covered

Jeevan Arogya Surgeries Covered

List of Surgeries Covered in LIC Jeevan Arogya

List of Surgeries Covered in LIC Jeevan Arogya